After a storm rolls through your neighborhood you may be left with visible roof damage, but sometimes to the untrained eye storm damage can be overlooked. Dealing with an insurance claim can be stressful, and it is best to have a reputable roofing company check your roof for damage. Our trained professionals will know what to look for and can help guide you through the insurance process. We have worked with, and are recommended by, all insurance companies in the area. Get roof insurance claims help in Topeka and Lawrence, KS now by calling 785-246-0006!
Frequently Asked Roofing Insurance Claim Questions
I don’t see any roof damage from the ground. Should I be concerned after last night’s hail storm?
If hail is accompanied by high winds or lasts more than a few minutes, even small-sized hail can damage your roof or cause shingles to have a loss of their protective granules. Sometimes these damages do not show up quickly or can be easily overlooked. Loss of granule layers on your shingles can greatly shorten the life of your roof. You should have it inspected by an experienced roofing professional. Learn more about our storm damage repair process.
I’ll have the insurance adjuster look at my roof. Why do I need a roofing company to look at it too?
The insurance adjuster may not do as thorough of an inspection as a roofing professional would do, and may overlook some of the hard-to-see damages that can be caused by wind and hail. Our project managers are professionally trained to look for storm damage and have the ability to help negotiate the proper claim settlement. We know what it takes to complete the roofing project and will be sure the settlement includes everything needed to restore your home to pre-storm condition.
How much does a roof inspection cost?
For storm damage and insurance claims, we are happy to inspect your roof for free. Our project managers will be at your address within one to two days of initial contact and will leave a professional estimate with you before they leave. Learn more about our inspection process.
How long after a storm do I have to file an insurance claim?
This will vary by insurance company, but typically you can file a claim up to 12 to 24 months after the damage occurs. Contact your insurance agent for more information about this time period.
Do I have to go with the lowest bidder for my roofing repair?
No, your decision should be based on hiring the contractor that you feel most comfortable with and whom you feel will perform the best work. The insurance company will allow up to a certain amount, but they will only pay up to the amount on the invoice. For instance, your insurance allowance may be $5,000. You received bids from two different roofing contractors, one is for $4,000 and one is for $4,600. The insurance company will only pay the amount that is invoiced by the contractor you choose. Be sure you are comparing apples to apples when reviewing the estimates. There is probably a good reason if there is a large cost difference (quality of materials, experienced roofing crew, workmanship warranty, etc.).
What if your estimate is more than the insurance adjuster’s estimate?
If our estimate exceeds what the insurance adjuster quoted, it is typically because the adjuster overlooked something in their inspection. Our project managers are highly trained and experienced, and in almost all cases we can work out the difference with the insurance company by submitting documentation of the additional damage we have accessed.
Call Today for Help
You can rely on the experience of our team whenever insurance companies are involved. Call us now at 785-246-0006 to hear more and schedule an appointment for roof insurance claims help in Topeka and Lawrence, KS!